Earn up to 3.5% interest on your savings
More Detailscustomerservice@ugafode.co.ug
Updates:
Achieve your dream with our target saver account
Our Story
UGAFODE MICROFINANCE LIMITED (MDI) is a deposit-taking financial institution that is regulated by the Bank of Uganda. It was started in 1994 as a non-governmental organization (NGO) with the name The Uganda Agency for Development Limited (UGAFODE). The NGO aimed at providing affordable financial services to customers, who were mainly women provided with group credit.
In September 2010, UGAFODE Microfinance Limited was incorporated as a company limited by shares, and in September 2011, it transformed into an MDI (Micro-deposit taking institution) with new savings products to balance credit operations and expanded shareholding.
The NGO divested from microfinance activities but retained an ownership share. It transferred all its business, assets, and liabilities to UGAFODE Microfinance Limited. The institution was licensed as a Tier III MDI by The Central Bank of Uganda (BoU) in 2011.
UGAFODE operates in 20 branches and three Sales and Customer Service Centres across the country.
-
01
Loan Products
Our loan products include; personal development, business, agriculture, and housing loans
-
02
Savings Products
Giving regular income earners secure and unlimited access to their money through any of the service delivery channels; over the counter at branches and/or mobile banking platform - UGAFODE Mobile
-
03
UGAFODE Mobile
Fastest and most secure way to accessing your account anytime, anywhere Transact at your convenience with UGAFODE Mobile.
-
Mission
-
Vision
Core Value
Our
Mission Statement
To transform the lives of our customers economically and socially by providing inclusive financial solutions.
Few Interesting Numbers
Numbers that speak about banking service.
Our Network
24 Branches across the country
Customers
Thousands of customers
Employee
Over 300+ professional employees
Loans Disbursed
Supported thousands of customers
Awards & Major Achievements
Outstanding performance and achievements.
Best Reporting Regulated Institution
- Year: Jan 2015
- Award by: AMFIU
Best Visionary Microfinance Deposit Taking Institution
- Year: Nov 2023
- Award by: Government of Uganda
First Financial Inclusion for Refugees
- Year: March 2020
- Award by: Grameen Foundation
Dedicated Business Partnership
- Year:
- Award by: OIKOCREDIT
Financial Year
reports
Summary financial statements which comprise the summary statement of financial year positions
Download
Audited Financials 2023
